Find quick, clear answers about our services, loan application process, eligibility and more—all in one place.

Frequently
Asked Questions

Find quick, clear answers about our services, loan application process, eligibility and more—all in one place.

By Categories

General Information

Singaporeans, Permanent Residents, and foreign workers with valid employment passes who are at least 21 years old and meet the minimum income criteria are eligible to apply.

Yes. While exact criteria may vary by loan type, you typically need to earn at least $1,500/month (for Singaporeans/PRs) or $2,000/month (for foreigners) to qualify.

Yes, you can still apply. We assess your overall financial situation and repayment ability before approval.

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Loan Eligibility

Singaporeans, Permanent Residents, and foreign workers with valid employment passes who are at least 21 years old and meet the minimum income criteria are eligible to apply.

Yes. While exact criteria may vary by loan type, you typically need to earn at least $1,500/month (for Singaporeans/PRs) or $2,000/month (for foreigners) to qualify.

Yes, you can still apply. We assess your overall financial situation and repayment ability before approval.

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Application Process

Singaporeans, Permanent Residents, and foreign workers with valid employment passes who are at least 21 years old and meet the minimum income criteria are eligible to apply.

Yes. While exact criteria may vary by loan type, you typically need to earn at least $1,500/month (for Singaporeans/PRs) or $2,000/month (for foreigners) to qualify.

Yes, you can still apply. We assess your overall financial situation and repayment ability before approval.

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Repayment Terms

Singaporeans, Permanent Residents, and foreign workers with valid employment passes who are at least 21 years old and meet the minimum income criteria are eligible to apply.

Yes. While exact criteria may vary by loan type, you typically need to earn at least $1,500/month (for Singaporeans/PRs) or $2,000/month (for foreigners) to qualify.

Yes, you can still apply. We assess your overall financial situation and repayment ability before approval.

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Interest Rates

Singaporeans, Permanent Residents, and foreign workers with valid employment passes who are at least 21 years old and meet the minimum income criteria are eligible to apply.

Yes. While exact criteria may vary by loan type, you typically need to earn at least $1,500/month (for Singaporeans/PRs) or $2,000/month (for foreigners) to qualify.

Yes, you can still apply. We assess your overall financial situation and repayment ability before approval.

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Fees and Charges

Singaporeans, Permanent Residents, and foreign workers with valid employment passes who are at least 21 years old and meet the minimum income criteria are eligible to apply.

Yes. While exact criteria may vary by loan type, you typically need to earn at least $1,500/month (for Singaporeans/PRs) or $2,000/month (for foreigners) to qualify.

Yes, you can still apply. We assess your overall financial situation and repayment ability before approval.

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Security and Privacy

Singaporeans, Permanent Residents, and foreign workers with valid employment passes who are at least 21 years old and meet the minimum income criteria are eligible to apply.

Yes. While exact criteria may vary by loan type, you typically need to earn at least $1,500/month (for Singaporeans/PRs) or $2,000/month (for foreigners) to qualify.

Yes, you can still apply. We assess your overall financial situation and repayment ability before approval.

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Techinical Support

Singaporeans, Permanent Residents, and foreign workers with valid employment passes who are at least 21 years old and meet the minimum income criteria are eligible to apply.

Yes. While exact criteria may vary by loan type, you typically need to earn at least $1,500/month (for Singaporeans/PRs) or $2,000/month (for foreigners) to qualify.

Yes, you can still apply. We assess your overall financial situation and repayment ability before approval.

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