We are,
Horison Credit
For over 17 years, we’ve empowered thousands in Singapore with financial services designed to make life easier and opportunities greater.
Our Journey to Empower Financial Confidence
Launched in 2008, Horison Credit was established with one objective – to make it easier for anyone to get a loan.
Most people equate the idea of getting a loan with being poor or “hard up”.
That isn’t the case. Often, we just need a loan to tide over an emergency or to get out of a tight spot.
The last thing borrowers need in such situations is having to contend with the stigma of getting a loan.
Horison Credit has always served all our customers with their best interests at heart – and with sincerity, honesty and transparency. It’s this simple: You need a loan, and we can give it to you – within your means.
Our Milestone
Discover the pivotal moments and achievements that have defined our growth, strengthened our expertise, and built the foundation of trust with our clients.
2010
Horison Credit Founded
Licensed
by the Ministry of Law (2011)
10,000+
Clients Served
1 Branch
In Chinatown,
1 Park Road #01-15People’s Park Complex, Singapore 059108
About
Horison Credit
Licensed moneylender committed to transparent and flexible loan solutions since 2018.
Our
Mission
Providing financial help with integrity, honesty, and transparency at every step
Tailoring loan solutions to meet your unique needs, big or small
Ensuring compliance with the Ministry of Law’s regulations for your peace of mind
Helping you leave feeling hopeful, supported, and confident that we’re here to help
Our Vision
To be Singapore’s most trusted and accessible financial partner — empowering individuals and businesses to achieve lasting financial confidence and stability.
To redefine responsible lending by setting the standard for transparent, customer-focused financial services in Singapore.
To create a future where financial solutions are simple, fair, and within reach for everyone in our community.
To shape a financial landscape where trust, clarity, and compassion guide every lending decision.
What We Stand For
The foundation of how we operate, make decisions, and build trust.
Integrity
We uphold the highest standards of honesty and ethics, ensuring that every action we take is in the best interest of our clients.
Transparency
We communicate clearly and openly, providing complete information with no hidden fees or surprises — so clients can make informed decisions with confidence.
Customer-Centricity
Our clients are at the heart of everything we do. We listen closely, understand their needs, and tailor solutions that truly support their financial goals.
Responsiveness
We act quickly and efficiently, respecting our clients’ time and offering timely support whenever it’s needed most.
Empathy
We treat every client with understanding and compassion, recognising that financial challenges are personal and deserve thoughtful solutions.
The People Behind Horison Credit
Meet the dedicated team committed to supporting your financial journey with expertise and care.
John Tan
Managing Director
Sarah Lim
Client Relations Manager
Marcus Lee
Loan Consultant
Amanda Ng
Operations Lead
What Our Customers Say
See why customers choose and recommend us.
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
Sarah L.
The team was very helpful and explained everything clearly. Highly recommend!
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
The team was very helpful and explained everything clearly. Highly recommend!
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
The team was very helpful and explained everything clearly. Highly recommend!
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
John T.
The team was very helpful and explained everything clearly. Highly recommend!
John T.
“Fast and hassle-free. Got my loan approved within minutes!”
Our Licence & Compliance
Horison Credit Pte. Ltd. is officially licensed under the Ministry of Law, Singapore. Our licence number is 10/2025. We operate in full compliance with all regulations set forth by the Ministry of Law.
As part of our commitment to lawful and transparent practices, Horison Credit Pte. Ltd. ensures that all our services and transactions adhere strictly to Singapore’s legal framework. We prioritise integrity, fairness, and the protection of our clients’ interests at every step.
Ready to Secure Your Personal Loan?
Enjoy fast approval, flexible terms, and competitive rates — get the funds you need today.
Apply Now
Find the Answers You Need
From applications to repayments — here’s everything you want to know.
A licensed money lender is an entity that holds a moneylending license. All licensed lenders are regulated by the Ministry of Law (MinLaw). To operate a moneylending business in Singapore, a licensed money lender must abide by the Moneylenders Act and Rules. A licensed money lender in Singapore that flouts these rules knowingly risks getting its license suspended, a jail term, or both.
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Financial Tips & Guides
Everything you need to know about loans, budgeting and building your financial future.
Licensed Moneylenders vs Loan Sharks: What’s the Real Difference in Singapore?
Don’t fall into a trap. Discover how to spot the key differences between legal moneylenders and illegal loan sharks — and protect yourself from scams and harassment.
Read the full guide
5 Best Endowment Saving Plans In Singapore To Choose From
Looking to grow your savings safely? We’ve compared the top endowment plans in Singapore to help you choose the right one for your financial goals.
See the top plans
How to Avoid Hidden Fees When Taking a Loan from a Moneylender in Singapore
Hidden fees can add up fast. Learn how to spot and avoid unexpected charges when borrowing from licensed moneylenders in Singapore — and keep more money in your pocket.
Protect yourself now
Licensed Moneylenders vs Loan Sharks: What’s the Real Difference in Singapore?
Don’t fall into a trap. Discover how to spot the key differences between legal moneylenders and illegal loan sharks — and protect yourself from scams and harassment.
Read the full guide
5 Best Endowment Saving Plans In Singapore To Choose From
Looking to grow your savings safely? We’ve compared the top endowment plans in Singapore to help you choose the right one for your financial goals.
See the top plans
How to Avoid Hidden Fees When Taking a Loan from a Moneylender in Singapore
Hidden fees can add up fast. Learn how to spot and avoid unexpected charges when borrowing from licensed moneylenders in Singapore — and keep more money in your pocket.
Protect yourself now
We're Here to Help You!
Whether you have questions about our loans or need support, we're just a message away.
Monday – Saturday
11:00AM – 8:00PM (UTC +8:00)
Closed on Public Holidays
